Realistic Expectations Are an Essential Part of Any Retirement Plan
You’ve been getting ready for years, faithfully putting away money in 401(k) plans, IRAs and other investment vehicles in anticipation of the time when you would no longer work. Now comes the hard part: managing your retirement money so it meets your needs and lasts your lifetime.
“It is crucial that people in or near retirement have realistic expectations,” says Todd Hicks, founder, CEO and president of Allegiance Retirement Solutions in Lawrenceville, Ga. “A good, sound retirement plan based on reasonable assumptions for future returns is a must for anyone hoping to enjoy a successful retirement.” According to Hicks, a reasonable assumption in today’s environment is an average market return of around 4-6 percent. Strategic Retirement Guidance for 30 Years
One of the largest wealth management firms in the Atlanta area, with managed assets of $165 million, Allegiance Retirement Solutions has been providing strategic retirement guidance for 30 years. Hicks and his team have 77 years of combined experience in asset management and retirement planning. The firm also offers will, trust and estate planning; Medicare and Social Security planning; long-term care and life insurance; and a variety of other services to help pre-retirees and retirees achieve their goals. A personal retirement coach is available to help clients in all aspects of their financial life.
“We provide transparent, independent advice, with no conflicts of interest,” Hicks says, in affiliation with LPL Financial, the nation’s largest independent broker-dealer, as reported by Financial Planning magazine, June 1996-2012, based on total revenue. “Our clients’ goals are the deciding factor in every recommendation we make as we guide them into and throughout their retirement years.”
Clients benefit from frequent portfolio reviews, with access to highly trained financial consultants who, in turn, have access to the LPL Financial research team of 30+ Certified Financial Analysts as needed.
“Retirees today face the most difficult financial and economic environment in our generation,” Hicks says. But with Allegiance Retirement Solutions to guide them, clients can be confident their retirement plan is on solid ground and moving in the right direction.
1790 Atkinson Road, Suite C | Lawrenceville, GA 30043 404-815-9470 | www.plan4retirement.com
Securities offered through LPL Financial, Member FINRA/SIPC. Investment advice offered through The Retirement Coach, a registered investment advisor and separate entity from LPL Financial.