National Strength, Customized Advice
In an effort to focus more on their clients and with the motivation to provide a higher level of service, Financial Advisors Evan R. Meltzer, Philip R. Meltzer, CFP® and Edward T. Hill, CFP® created Meltzer & Hill Wealth Advisory, LLC in early 2013. They chose to associate with Wells Fargo Advisors Financial Network.
The goal was to combine the best of large-firm resources with the quality service of a locally owned independent business, and they seem to have achieved it. Wells Fargo Advisors Financial Network holds all client accounts and processes all transactions, while the three partners and their staff provide day-to-day service and advice. This allows the partners to make decisions efficiently, without the delays often associated with larger-firm models. …Read More
Helping Families Navigate Market Currents,
Stay on Course
Longtime financial advisor Jim O’Donoghue has an unusually wide-angle view. His professional background, as rich and varied as it is, has a lot to do with that.
O’Donoghue began his career in the nonprofit sector, serving as director of financial planning for Boston University’s College of Liberal Arts and Graduate Program. From there, he planned finances for the creation of Boston’s Huntington Theater before earning his Ph.D. with a concentration in economics and finance from NYU. He then entered public service, developing a capital program for the $6 billion Boston Harbor cleanup project. …Read More
Disciplined, Proactive, Comprehensive Financial Planning
Despite an abundance of financial information available in the media, longtime investors often find themselves owning products and investments that may no longer serve them well. At the same time, important considerations have fallen through the cracks. “The key to successful retirement investing is taking a disciplined, proactive and coordinated approach that addresses your entire financial life,” say radio talk show hosts and investment advisor representatives Mike Moylan and Rob Kirvan.
With the goal of creating a single source for wide-ranging retirement and financial advisory services, Moylan and Kirvan teamed up to found Advanced Planning Advisors, Inc. four years ago. The Chicagoland firm was built on the strength of their combined 46 years of experience in both financial and business services. “The line between personal and business finances is often blurred for entrepreneurs, owners and executives. Their retirement and estate planning strategies should be evaluated in light of risk exposures, compensation packages, succession plans and other factors related to the business,” says Kirvan. …Read More
Dedication, Knowledge and Teamwork
Gordon Wollman, MS-Financial Planning, CFP®, ChFC, built his financial advisory team to be the cornerstone of clients’ financial future. He offers comprehensive planning and a high level of get-it-done leadership.
Clients at Cornerstone Financial Solutions can expect a professional approach to financial planning and a personal relationship that is valuable and enriching. The advisors at Cornerstone Financial Solutions design personalized “roadmaps” for retirees and pre-retirees based on individual needs and life goals. The array of services includes personalized portfolio management, investments, tax reduction, retirement income distribution, insurance and estate planning for family wealth preservation. “We provide leadership, guiding clients with what they need to do to reach their goals,” Wollman says. …Read More
Is Crucial for Retirement Success
Pioneer Valley Financial Group Serves Both Individual and Business Client
You’ve been getting ready for years, faithfully putting money into 401(k)s, IRAs and other retirement accounts in anticipation of the time when you would no longer work. Now comes the hard part: generating a retirement income that will meet your needs and last your lifetime.
“Many people nearing retirement are overly focused on accumulating assets and aren’t giving nearly enough thought to income-stream …Read More
Independent Advisors Are Crafting the Future of Retirement Planning Industry
While the SEC continues to debate the issues of duty and integrity, some of the nation’s most experienced financial advisors are setting tomorrow’s standards for unbiased retirement planning services. Among them is an elite cadre of about 70 independent advisors who participate in an ongoing exchange – a virtual think tank. The advisors, who are affiliated with Legacy Investment Services, Inc., are evaluating and refining processes, rigorously testing emerging technologies and promoting practices that give investors unlimited access to quality investment products.
The brainchild of founder Marc G. Minor, RFC, Legacy Investment Services was established in the early 1990s. The processes he developed broke the traditional business models. He reasoned that sophisticated technology used in mega-firms to conduct independent research and stress-test portfolios was available to smaller firms as well. And, once he cohesively aligned with an independent broker-dealer, he would no longer be captive to the broker’s limited options nor would he be accountable to sales quotas. His “out-of-the-box” approach would give each client access to the entire universe of investment options. …Read More
Premier Firm Champions
‘Golden Rule’ of Client Service
“When it comes to client service, talk is cheap,” says Debra K. Brede. “And nothing is more costly than bad advice.”
Brede, president of D.K. Brede Investment Management Company, Inc., doesn’t mince words. As a nationally recognized financial advisor whose previous wirehouse experience convinced her to establish her own independent firm, Brede understands how some of the industry’s most common standards and practices fall painfully short of clients’ expectations. Her ongoing mission is to set the bar higher. …Read More
Investors Search for Stability and Predictability in Retirement Planning
Today’s investors are navigating a treacherous retirement planning environment. “Market volatility has become the new normal,” says Jim Miller, CFP®, CIMA®, Senior Vice President and Wealth Advisor of The Market Street Group at Morgan Stanley in West Des Moines, Iowa. “And, as investors watch their timelines diminish, they can be tempted to panic and make decisions based on emotions. We see a lot of new clients who are asking us to help them build sustainable retirement income.”
Miller and team member Matt Marckmann, CFP®, Vice President and Financial Advisor at Morgan Stanley, are no strangers to booms and expansions, recessions and contractions. They have helped clients navigate through crises such as the dot-com bubble as well as the 2008 financial downturn. …Read More
Showing Clients the Value of a Worry-Free Retirement
In her former professional life, Karuna D. Moyers was a nurse. She cared deeply for her patients—so deeply, in fact, that the strength of her attachments began to take an emotional toll. So she left nursing and ventured into the insurance industry, where she hoped to serve others in an equally impactful way.
Success came naturally to Moyers, who was a partner at a small insurer before joining industry giant New York Life. Afterward, she made her biggest move yet—to the helm of her own financial services firm. Just as she had done in hospital settings, Moyers quickly distinguished herself as a caring, dynamic, straight-talking professional whose first and only concern is her clients’ long-term well-being. …Read More
The Capital Advisory Group, a Forbes Top 50 RIA Firm, Tackles Investors’ Most Pressing Issues
“Investors are having trouble knowing what to do in the current economic environment. Our goal is to provide the guidance needed to make sense of it all.”
So says Investment Advisor Brett Machtig, AIF®, CWS®, RMA®, founding partner of The Capital Advisory Group Advisory Services, LLC (CAG)—recognized by Forbes as one of 2013’s Top 50 Wealth Managers in the U.S.* Machtig is dedicated to helping high-net-worth investors navigate their top five greatest concerns. …Read More