CHB Investment Group LLC

CDM Software Solutions, Inc.

Helping Engineer Financial Success for Oil Industry Professionals

Working 15 years for a company and serving its employees as a financial advisor for another two decades provide a personalized perspective on how to help the organization’s people. That’s the type of valuable insight Christopher Brashier, Managing Director of CHB Investment Group, LLC, offers Exxon Mobil employees and retirees.

 

“We have been advising Exxon Mobil employees for 20 years, and over half of our client base is Exxon Mobil employees,” says Brashier, who was a researcher and executive at Mobil for 15 years prior to becoming a financial advisor. “We know its various benefits, compensation and retirement plans inside and out. That in-depth knowledge positions us to advise our clients on how best to take advantage of these plans.”

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Tripp Financial Consultants, Inc.

CDM Software Solutions, Inc.

Financial Planning: Telling Client Families,
‘Let Us Worry for You’ 

Tricia Tripp, CFP®, CPA’s practice takes the long view in financial planning, helping her clients today, their children for tomorrow, and the community into the distant future.

Tripp is president of a family business: Tripp Financial Consultants, Inc. Her father founded the company in 1983 and now serves as a consultant, and her mother and sister handle key roles in the company. This family orientation is foundational in understanding the needs of their clients, many of whom also own small businesses.

UBS Meridian Wealth Management

CDM Software Solutions, Inc.

Valuing Client Relationships Above All

Sometimes, the values we hold make the status quo intolerable.

That’s what happened in 2012 to longtime portfolio managers Michael B. Kemp and N. Edward Link, Jr. Having been in the investment arena for decades (Link, 27 years; Kemp, 21 years) and in business together since 2002, the two were deeply committed to serving clients’ interests. But their former firm underwent a drastic change in culture and policy. Afterward, the firm’s values—which seemed centered on its own interests—were no longer compatible with theirs.

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Mainsail Wealth Advisors LLC

CDM Software Solutions, Inc.

Making a Positive Impact on Lives
One Question at a Time

Not many wealth advisors are asked by their clients which health insurance plan might work best for their family or whether they should buy or lease an automobile. But the team at Mainsail Wealth Advisors gets questions like that all the time. “It’s humbling to be asked those types of questions,” says Scott Haley, managing partner and branch manager, “but it’s a pleasure to be so engaged in our clients’ lives that they rely on us to help them make those decisions.”

Kissinger Financial Services, Inc.

 

Seasoned Advisory Team on the Cutting Edge

Back when he was a college student preparing for a career in finance, Ned Kissinger decided he would try to earn a few extra dollars selling cutlery. His efforts paid off, more so than he had hoped. Ned’s father, Bill Kissinger—a longtime financial advisor with his own successful practice—urged him to invest his earnings. “That allowed me to buy my first house,” Ned says.

Bill gave Ned another nudge in 2001, after Ned had gained significant experience working for a large wire house. “He told me that, in order to take his firm to the next level, we needed to be working together,” Ned recalls. “As a father-son team, we have a good dynamic, and we bring different generational perspectives to the table. I think that’s why we’ve been so successful.” …Read More

Exeter Wealth Management Group at Morgan Stanley

 

A Commitment to Uncompromising Service
Exeter Wealth Management Group at Morgan Stanley

When the National Association of Board Certified Advisory Practices (NABCAP) and the Baltimore Business Journal published the 2012 list of Premier Wealth Advisors, the Exeter Wealth Management Group at Morgan Stanley was showcased among Baltimore’s elite advisory practices. That ranking is a source of great pride at the firm, but not one of great surprise.

“This designation simply validates what we’ve always known. Our approach to this business is sound,” says Vice President Andrew Berkowitz. “Our goal is to provide Ritz Carlton-level service to our clients with FedEx efficiency and all our processes are designed around those parameters.” For example, the Exeter Wealth Management Group purposely maintains a small number of client families within its $525+ million practice as of December 31, 2013. They believe in a staff-to-client ratio that allows them to more intimately oversee and coordinate the financial affairs for a select group of families in the Capital Region and across the country.

The principals of The Exeter Group  are in their late 30s or early 40s. They strongly believe the combination of age and experience helps them maintain an intergenerational approach to wealth management. “The most rewarding aspect of the practice is executing a plan that we helped a client develop years ago and watching it benefit their children and grandchildren,” says Scott Ensor, Assistant Vice President and CERTIFIED FINANCIAL PLANNERTM practitioner.

Senior Vice President and founding partner Jon Davidov, who has more than two decades of experience, adds, “Our practice has always been about much more than investments. We help clients establish a comprehensive plan by working closely with their attorneys, accountants and other advisors to help protect their wealth while seeking out appropriate growth opportunities from an investment, tax and estate-planning perspective. We are passionate advocates for our clients’ families and support our own experience with the vast resources of Morgan Stanley, a premier global wealth management firm.”

He believes the team’s hands-on approach in service and education has resulted in the growth of  a unique niche with clients who have experienced “sudden wealth events” such as the sale of a business or real estate, or the death or divorce of a spouse.  Davidov explains, “We understand that our clients count on us to guide them through the ordinary and the unforeseen events of life, to be trustworthy and to keep their best interests at heart. Our commitment to them evolves into a long-lasting relationship.”

 

MSLogo

Exeter Wealth Management Group
650 South Exeter Street | Suite 1100 | Baltimore, MD 21202
410-736-5324 | www.morganstanleyfa.com/theexetergroup

NABCAP uses a methodology it has created that includes both quantitative and qualitative criteria including, but not limited to, financial planning, education, experience, and compliance record. NABCAP’s methodology includes, but is not limited to, (i) average assets per client, (ii) average number of clients per advisor, (iii) financial advisor to support staff ratio, and (iv) financial advisor and support staff credentials/designations. Premier Wealth Advisors do not pay a fee to be included in the final list of NABCAP Premier Wealth Advisors. The inclusion of a wealth manager on the list should not be construed as an endorsement of the wealth manager by NABCAP or Omaha Magazine. The rating is not indicative of the Financial Advisor’s future performance. Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S. The Exeter Group are Financial Advisors with the Wealth Management division of Morgan Stanley in Baltimore, MD. The views expressed herein are those of the author and may not necessarily reflect the views of Morgan Stanley Smith Barney LLC, Member SIPC, www.sipc.org. The Exeter Group has engaged EMI Network Inc. to feature this promotion in Forbes magazine. The Exeter Group may only transact business in states where they are registered or excluded or exempted from registration. Transacting business, follow-up and individualized responses involving either effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made to persons in states where The Exeter Group is not registered or excluded or exempt from registration. Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors do not provide tax or legal advice. March 2014 CRC #881317

 

Akers Financial Group

 

Personalized, Full-service Financial Planning to Help You Retire – and Stay Retired

2013 was a strong year for Akers Financial Group and its clients. Portfolio performance, new client referrals, validation of methods – it was a time of growth. The firm applies effective planning models to help create strong financial portfolios for clients.

“A strategic big win for us, and for our clients, was a seminar we taught on Social Security,” says Brian A. Akers, CFP®, president, founder and senior wealth advisor. “More than 160 people attended. We covered how to maximize your use of the program, when to draw your Social Security income and what’s best for your individual plan.” …Read More

Hilt Financial Group LLC

 

A Guaranteed Retirement Income for Life  

Everybody knows the longer you wait to take Social Security, the larger your monthly benefit check will be. Waiting until your full retirement age (66 for those retiring today) will significantly increase the amount that is deposited into your checking account each month. Holding off until age 70 will increase it even more – by 8 percent a year – once you have reached full retirement age.

But few people realize there are many other ways to increase their Social Security benefits, including the File and Suspend and Restricted Application strategies, says Dwayne Hiltner, president of Hilt Financial Group LLC. The Baltimore-based financial services firm specializes in 401(k), 403(b), TSP, IRA and CD rollovers and in creating guaranteed lifetime retirement incomes, with particular expertise in maximizing Social Security benefits. …Read More

Fusco Financial Associates, Inc.

 

Solid Investment Advice for Strategic, Customized Wealth Management

Financial planning and investment management are not to be taken lightly, not to be sold like a suit off the rack, not to be done and forgotten. Today’s planning affects tomorrow’s quality of life, and it demands focused care.

As important as financial and investment planning are, it’s essential to put the process in the hands of the right professional. That means someone who knows investments and wealth management, of course, but also an experienced advisor who can help clients identify objectives – not everyone can easily describe their financial goals – and build a plan to meet them. …Read More

DAY Financial Group

 

Financial Planning in Human Terms

What distinguishes the best and brightest financial advisors? Veteran insight, success, and industry credentials tend to rank high on most people’s lists.

When clients are shaken by financial stress, upset and uncertainty, however, even the most impressive qualifications aren’t enough. Concern and empathy, openness and clarity—these are what clients value most. They need the comfort of knowing their family’s financial situation is in capable and caring hands.

This explains why Day Financial Group, a family-owned financial advisory practice based in Columbia, Md., has seen its client base shift toward high-level corporate executives outplaced by their longtime employers. In fact, firm principal John E. Day, along with Marlene Day, Matthew J. Day, and fellow associates Ashley Rowe and Jessi Sherrock, have earned a distinct reputation serving these clients’ needs. …Read More