Is Your Portfolio Retirement-Ready?
Today’s retirees and pre-retirees are navigating a treacherous financial planning environment. Headlines are filled with ominous warnings of Recessions, Record National Debt and Runaway Spending … all with the potential to derail retirement plans. “At an alarmingly rapid rate, American workers are losing confidence in their ability to retire comfortably,” says investment advisor representative James R. Dischert, RFC. “The skepticism has only increased in the last few years, and people are leery of the markets.”
In light of the uncertainty, a new …Read More
A Clear Emphasis:
Working Only in the Client’s Best Interests
Lawrence J. Lazar, CFM knows the value of reputation. It hit home at a time when scandal began to shake the financial industry.
He realized that people might view his approach to financial advice as the same as that of his employer – even though he had always worked in his clients’ best interests. “The company I work for has really nothing to do with the way I conduct my business,” says Lazar. “My loyalty has always been to the client. My 100 percent commitment is to do what’s best for the client.”
To keep that commitment clear, he …Read More
Financial Strategies for Today and Tomorrow
Planning for retirement has never been easy, but it is especially challenging in today’s uncertain economic climate. Increasingly, affluent individuals are finding themselves a popular target
of politicians demanding higher taxes, leaving many to wonder about the safest ways to invest and protect their money.
From managed asset plans to investment portfolios, estate plans, 401(k) plans, individual stocks and much more, nobody knows more about seizing opportunities and avoiding potential pitfalls than Goodworth Kitchie & Associates. …Read More
Helping Clients Prepare for Life’s Inevitable Changes With Insight and Compassion
Barry L. Finkelstein, Ph.D., MSFS, CFP®, CLU®
New York Life
It doesn’t take a Ph.D. to know that changes and challenges are an inevitable part of every life.
But Barry Finkelstein believes his advanced studies and extensive reading in literature, philosophy and religion — along with 35 years in the insurance and financial services business — have given him unique insights into the human condition and deep compassion for his clients and their concerns. …Read More
Financial Planning Wisdom in Real Time
Millions of people suffered devastating financial losses during the market meltdown of 2008-2009. But for some investors, the crash turned out to be the best thing that could have happened to them. “For some of our clients, it was the best buying opportunity we’ll probably see in a long time,” says
Daniel S. Tresemer, CFP®, co-founder and managing partner of OnPath Financial, LLC, in St. Charles, Ill.
Tresemer credits OnPath’s sophisticated financial planning and wealth management software, WealthVision, which updates each …Read More
Fostering Individualized Client Service Through
a Unique Open-Architecture RIA
HighPoint Planning Partners has sought to create a unique open-architecture Registered Investment Advisor (RIA) model offering myriad opportunities to independent advisors, and in turn, to their clients.
Though the company is still in its youth, Brad Schaffnit, Principal, has been in the industry for more than a decade, and in that time, he has observed an inherent need among advisors in the captive environment to find a more open platform on which to build their advisory businesses. In that regard, …Read More
Retirees Brace for Change,
Look for Personalized Services
Despite unprecedented market volatility, one group of investors is unusually confident about their life plans. When asked, 91 percent of Wells Fargo Advisor clients said they believe they will be able to retire on their own terms and 92 percent agree their plan provides the guidance they need to succeed financially.*
Bradley Gummow, a 30-year veteran of the financial services industry and Managing Director – Investment Officer, PIM Portfolio Manager of Gummow Wealth Advisory Group of Wells Fargo, transitioned his national practice to Wells Fargo Advisors in late 2012 …Read More
Innovative Thinking Uncovers Opportunities for Profit in Volatile Marketplace
As the investment industry media declare prolonged volatility the “new normal,” an innovative breed of thought leaders is proving investors can be profitable in both rising and falling markets. “Conventional thinking leaves investors susceptible to portfolio volatility, something we think can be avoided through trading adaptively. A sustainable strategy characterized by a long/short allocation that constantly undergoes sophisticated analysis and rebalancing of positions makes it possible to perform well regardless of the environment,” explains Neal Goyal, President and Chief Investment Officer of Caldera Investment Group (CIG). …Read More
Matching Experts to Companies’ Complex Projects
Let’s say your company has a project in mind. It will be a complex game changer, and the investment is scaring some while the ROI is exciting others. You need a strong program director with targeted subject matter expertise to run this venture. You don’t have that expert, but The Evanston Group does.
The Evanston Group serves client corporations by identifying exactly the right highly specialized professionals for interim placement on a client’s project. “We’re their channel for high-end or hard-to-find consultants for emerging technologies or advancements,” says Kay Anderson, president and CEO. “We are usually on the leading edge of transformation
or innovation.” …Read More
The human side of branding and business success
Like most successful business people, Carolyn Gerard and her business partner and husband, designer Kenton Gerard, will tell you that they measure their company’s success by the success of their clients. But to Carolyn, that means focusing first on helping the individual client succeed. Kenton explains, “Under Carolyn’s leadership, we’ve grown by spending more time than most agencies getting to know our clients personally, seeking to understand how they like to work and striving to deliver results that help them shine.” …Read More