Historical Perspective Informs Investment Strategies
The history of Wall Street from the ’80s to today is rife with chaos (consider the crashes, bubble bursts and recessions of 1980, 1987, 1991, 1994, 1997, 2001 and 2008). This history is also replete with lessons for financial advisors who want to help investors capitalize on market growth and protect their gains in times of crisis.
Financial advisors Roxann Romano and Anthony Catalano, principal partners of the Romano-Catalano Wealth Management Group, have 25 and 30 years’ experience, respectively, in this arena. They’ve witnessed significant market turmoil and internalized its lessons. And they understand how deeply it affects investors. …Read More
Williams Jones Preserves
and Grows Client Assets
It was the summer of 2007, and the partners of Williams Jones Investment Management were picking up signs of trouble in the equity markets. “We had been hearing from our research network about serious credit risk issues, particularly in the financial sector, so we began to move client money out of stocks and into bonds and hedge funds,” says Chairman William P. Jones Jr. “By the end of the year, we had reduced our clients’ exposure in equities by over 35 percent.”
Although stocks ended the year up 5½ percent, the Firm’s defensive strategy was ultimately borne out. “By the end of 2008, clients who had been doubtful about what we were doing a year ago couldn’t have been happier with us,” Jones says. “In fact, we added new clients at a time when many financial advisors were being fired by their clients.” …Read More
Bringing Enterprise-Level Email Marketing to the Mid-Market
When it comes to the Internet, there are few things as annoying as junk email. ISPs and spam filters are increasingly helping consumers and businesses filter out unwanted messages from deceptive marketers and scam artists. Unfortunately, that makes it harder for legitimate businesses to communicate with their customers. Net Atlantic has the solution for mid-level companies that want their emails to get through and get read.
Net Atlantic, recently included on the 2013 Inc. 5000 list of fastest-growing private companies in America, is a leading email marketing company helping businesses deliver interesting, engaging and relevant email to customers and prospective customers who desire it. A value-added reseller (VAR), this Massachusetts-based firm offers a range of solutions including dynamic integration, full-service sending, email campaign intelligence and superior pricing. As an example, campaigns can be designed around single or multiple sendings, split tests or time-released emails. …Read More
Quality Without Compromise
When a major cloud-computing company needs people with certain types of technical skills, it knows just who to call. It knows it can rely on ClearBridge Technology Group for a variety of consulting and staffing needs.
“They always bring us great candidates – fast,” says the company’s vice president of professional services. “And they usually have the best rates.” He estimates that ClearBridge has provided his company with hundreds of people, the majority of them IT professionals with EMC, VMware or Cisco networking skills and the rest, project managers. …Read More
Is Your Portfolio Retirement-Ready?
Today’s retirees and pre-retirees are navigating a treacherous financial planning environment. Headlines are filled with ominous warnings of Recessions, Record National Debt and Runaway Spending … all with the potential to derail retirement plans. “At an alarmingly rapid rate, American workers are losing confidence in their ability to retire comfortably,” says investment advisor representative James R. Dischert, RFC. “The skepticism has only increased in the last few years, and people are leery of the markets.”
In light of the uncertainty, a new …Read More
A Clear Emphasis:
Working Only in the Client’s Best Interests
Lawrence J. Lazar, CFM knows the value of reputation. It hit home at a time when scandal began to shake the financial industry.
He realized that people might view his approach to financial advice as the same as that of his employer – even though he had always worked in his clients’ best interests. “The company I work for has really nothing to do with the way I conduct my business,” says Lazar. “My loyalty has always been to the client. My 100 percent commitment is to do what’s best for the client.”
To keep that commitment clear, he …Read More
Financial Strategies for Today and Tomorrow
Planning for retirement has never been easy, but it is especially challenging in today’s uncertain economic climate. Increasingly, affluent individuals are finding themselves a popular target
of politicians demanding higher taxes, leaving many to wonder about the safest ways to invest and protect their money.
From managed asset plans to investment portfolios, estate plans, 401(k) plans, individual stocks and much more, nobody knows more about seizing opportunities and avoiding potential pitfalls than Goodworth Kitchie & Associates. …Read More
Helping Clients Prepare for Life’s Inevitable Changes With Insight and Compassion
Barry L. Finkelstein, Ph.D., MSFS, CFP®, CLU®
New York Life
It doesn’t take a Ph.D. to know that changes and challenges are an inevitable part of every life.
But Barry Finkelstein believes his advanced studies and extensive reading in literature, philosophy and religion — along with 35 years in the insurance and financial services business — have given him unique insights into the human condition and deep compassion for his clients and their concerns. …Read More
Financial Planning Wisdom in Real Time
Millions of people suffered devastating financial losses during the market meltdown of 2008-2009. But for some investors, the crash turned out to be the best thing that could have happened to them. “For some of our clients, it was the best buying opportunity we’ll probably see in a long time,” says
Daniel S. Tresemer, CFP®, co-founder and managing partner of OnPath Financial, LLC, in St. Charles, Ill.
Tresemer credits OnPath’s sophisticated financial planning and wealth management software, WealthVision, which updates each …Read More
Fostering Individualized Client Service Through
a Unique Open-Architecture RIA
HighPoint Planning Partners has sought to create a unique open-architecture Registered Investment Advisor (RIA) model offering myriad opportunities to independent advisors, and in turn, to their clients.
Though the company is still in its youth, Brad Schaffnit, Principal, has been in the industry for more than a decade, and in that time, he has observed an inherent need among advisors in the captive environment to find a more open platform on which to build their advisory businesses. In that regard, …Read More