Disciplined, Proactive, Comprehensive Financial Planning
Despite an abundance of financial information available in the media, longtime investors often find themselves owning products and investments that may no longer serve them well. At the same time, important considerations have fallen through the cracks. “The key to successful retirement investing is taking a disciplined, proactive and coordinated approach that addresses your entire financial life,” say radio talk show hosts and investment advisor representatives Mike Moylan and Rob Kirvan.
With the goal of creating a single source for wide-ranging retirement and financial advisory services, Moylan and Kirvan teamed up to found Advanced Planning Advisors, Inc. four years ago. The Chicagoland firm was built on the strength of their combined 46 years of experience in both financial and business services. “The line between personal and business finances is often blurred for entrepreneurs, owners and executives. Their retirement and estate planning strategies should be evaluated in light of risk exposures, compensation packages, succession plans and other factors related to the business,” says Kirvan. …Read More
Independent Advisors Are Crafting the Future of Retirement Planning Industry
While the SEC continues to debate the issues of duty and integrity, some of the nation’s most experienced financial advisors are setting tomorrow’s standards for unbiased retirement planning services. Among them is an elite cadre of about 70 independent advisors who participate in an ongoing exchange – a virtual think tank. The advisors, who are affiliated with Legacy Investment Services, Inc., are evaluating and refining processes, rigorously testing emerging technologies and promoting practices that give investors unlimited access to quality investment products.
The brainchild of founder Marc G. Minor, RFC, Legacy Investment Services was established in the early 1990s. The processes he developed broke the traditional business models. He reasoned that sophisticated technology used in mega-firms to conduct independent research and stress-test portfolios was available to smaller firms as well. And, once he cohesively aligned with an independent broker-dealer, he would no longer be captive to the broker’s limited options nor would he be accountable to sales quotas. His “out-of-the-box” approach would give each client access to the entire universe of investment options. …Read More
Showing Clients the Value of a Worry-Free Retirement
In her former professional life, Karuna D. Moyers was a nurse. She cared deeply for her patients—so deeply, in fact, that the strength of her attachments began to take an emotional toll. So she left nursing and ventured into the insurance industry, where she hoped to serve others in an equally impactful way.
Success came naturally to Moyers, who was a partner at a small insurer before joining industry giant New York Life. Afterward, she made her biggest move yet—to the helm of her own financial services firm. Just as she had done in hospital settings, Moyers quickly distinguished herself as a caring, dynamic, straight-talking professional whose first and only concern is her clients’ long-term well-being. …Read More
Serious Investors Seek Stable Retirement Income
The specter of the economic crash of 2008 looms in the minds of investors approaching retirement. The real trick in retirement planning is navigating the transition from the accumulation phase to the preservation and distribution phases.
“A perfect storm is brewing. Higher taxes, higher interest rates and rising inflation appear inevitable and threaten the value of savings, CDs, managed accounts and annuities,” says advisor and financial investment practitioner Navi J. Dowty, CFA. “The question is not whether your retirement portfolio will experience another major crisis, or even when, but what to do about it.” …Read More
Helping Retirement Dreams for 37 Years
How do you measure success? How does a financial services firm really know how it stacks up against its peers?
Aside from the usual indicators – word-of-mouth referrals, longevity of client relationships, assets under management and the like – for the principals of Klaas Financial, Inc., there is nothing so telling as the number of phone calls the firm doesn’t receive during volatile markets.
“The fact that our phones don’t ring off the hook when the market takes a dive tells us our clients feel their retirement money is in good hands,” says Craig M. Klaas, president and CEO. …Read More
Helping Clients to Help Themselves
The only thing Ronald R. Dowling likes more than helping his clients is helping his clients help themselves.
That’s why Dowling’s practice, Estate Planning Consultants, Inc., holds 60 workshops per year in the Chicago area to educate attendees on how to plan for their futures.
“I’m addicted to helping people,” says Dowling, who founded Estate Planning Consultants, Inc. in 1993. “It’s not even about the money. It’s about the self-satisfaction of helping people and building plans to protect people and their assets.” …Read More
Innovative Thinking Uncovers Opportunities for Profit in Volatile Marketplace
As the investment industry media declare prolonged volatility the “new normal,” an innovative breed of thought leaders is proving investors can be profitable in both rising and falling markets. “Conventional thinking leaves investors susceptible to portfolio volatility, something we think can be avoided through trading adaptively. A sustainable strategy characterized by a long/short allocation that constantly undergoes sophisticated analysis and rebalancing of positions makes it possible to perform well regardless of the environment,” explains Neal Goyal, President and Chief Investment Officer of Caldera Investment Group (CIG). …Read More
Matching Experts to Companies’ Complex Projects
Let’s say your company has a project in mind. It will be a complex game changer, and the investment is scaring some while the ROI is exciting others. You need a strong program director with targeted subject matter expertise to run this venture. You don’t have that expert, but The Evanston Group does.
The Evanston Group serves client corporations by identifying exactly the right highly specialized professionals for interim placement on a client’s project. “We’re their channel for high-end or hard-to-find consultants for emerging technologies or advancements,” says Kay Anderson, president and CEO. “We are usually on the leading edge of transformation
or innovation.” …Read More
The human side of branding and business success
Like most successful business people, Carolyn Gerard and her business partner and husband, designer Kenton Gerard, will tell you that they measure their company’s success by the success of their clients. But to Carolyn, that means focusing first on helping the individual client succeed. Kenton explains, “Under Carolyn’s leadership, we’ve grown by spending more time than most agencies getting to know our clients personally, seeking to understand how they like to work and striving to deliver results that help them shine.” …Read More
Building a Better Way of Life
It took a complete stranger to help Smita N. Shah truly understand what her business was all about.
SPAAN Tech, an engineering and construction management firm, had just finished building a new road. “The city was holding a ribbon cutting and all the neighbors had come out to celebrate. A man thanked me, saying the new road, with its sidewalks and lighting, was the only place people in the neighborhood were able to safely walk at night,” she explains.
“And it hit me. This wasn’t just a road. It was an improvement, however small, in their quality of life. I realized the runways we build take people away on vacations they’ll remember forever. Our bridges bring people back to their families after a day at work. We aren’t just building things. We’re building communities and improving the lives of their residents.” …Read More