Living Life to the Fullest at Oakmont Senior Communities
It’s no secret that people today are living longer. At Oakmont Senior Communities in Southeast Michigan, they’re also living better, enjoying the amenities, care and extra touches that make life rich and rewarding.
Oakmont Senior Communities is dedicated to one mission: helping seniors live life to the fullest. “Our residents can count on us for the help and support they need to feel safe, secure and fulfilled in their retirement years,” says Adam Kalaydjian, Director of Operations for the Michigan-based company. …Read More
Leading the Way – Transforming Services for Older Adults
Ohio Presbyterian Retirement Services (OPRS), Ohio’s largest not-for-profit provider of continuing care retirement communities (CCRCs) and services, is lending its considerable experience to one of the nation’s most rapidly growing challenges – care of our aging population.
“According to Pew Research, every day for the next 18 years 10,000 baby boomers will turn 65. At the same time, public funding for vital support services is dwindling,” says OPRS President and CEO Laurence C. Gumina. “A transformation in the way agencies, organizations and businesses serve older adults is underway.” …Read More
TEACHING, LEARNING, MAKING A DIFFERENCE
JFR Financial Services Helps Clients Succeed
In high school, John Robbins’ first job was teaching tennis lessons. His favorite group was the housewives, in part because he learned from them. Although they had no aspirations to join the pro tour, they loved getting better, and he loved being part of their success.
Many years later, as owner of JFR Financial Services, Robbins still loves teaching – and learning. He enjoys helping and motivating people to take the next step. He connects with his clients in a plainspoken, Midwestern way, …Read More
CONFIDENT RETIREMENT PLANNING BEGINS WITH PROFESSIONAL, INDEPENDENT GUIDANCE
Even though the volatility of today’s economic market is unprecedented, one long-proven strategy consistently places investors in the best place to reach their retirement goals: Develop a personalized plan and measure results regularly. “Sometimes the hardest part about getting objective, professional guidance is picking up the phone and scheduling the first meeting,” explains Kathy Colby, Founder and President of Financial Independents, Inc.
The road to retirement has been Colby’s single focus for almost 30 years. Creating a successful financial plan …Read More
RETIREMENT PLANNING FOR TURBULENT TIMES
O’Neill Blausey Hartsock Group at Morgan Stanley
Planning for retirement has never been more challenging. Tax rates and rules are changing. The economy sputters. Increasingly, companies are offering less and demanding more from their employees. The wrong decision concerning investments can have long-term, irreversible consequences.
“The way the markets have been for the past 10 years, people are understandably nervous,” says Pat O’Neill, CFP®, a partner at the O’Neill Blausey Hartsock Group (OBHG) at Morgan Stanley in Farmington Hills, Michigan. …Read More
EXCELS IN DEVELOPING STRATEGIES TO BUILD AND PROTECT CLIENTS’ WEALTH
Whether wealth is an accumulation from years of successful business ownership or it arrives suddenly, challenges in managing it are inevitable.
Successful management demands thorough understanding of the client’s situation, deep knowledge of investments, and a firm guiding hand to develop a program and keep it on course. JVL Associates brings those qualities to the service it provides prosperous individuals and families, who may include owners of small businesses, multigenerational families, and sudden recipients of assets through sale of a business, inheritance or divorce. …Read More
THE POWER OF TRUE INDEPENDENCE
AQuest Wealth Strategies
AQuest Wealth Strategies was founded in April 2009, at the depth of the Great Recession.
“The country was hurting, and our clients in Michigan were feeling the pain more than most,” says Justin Hulett, partner at AQuest. The AQuest consultants realized that something different was going to be required to help clients recover from the “new normal” economic malaise. With this in mind, AQuest Wealth was founded on two guiding principles: offer truly independent advice free from conflicts of interest and create holistic strategies based on every facet of a client’s financial life. …Read More
CUSTOMIZED FINANCIAL PLAN IS KEY TO PEACE OF MIND
Mattson Financial Services, LLC
Focusing on the importance of clients’ lifestyle choices rather than on their money is what drives Gary Mattson’s distinctive personal approach to financial planning. “Clients are often surprised when we turn the conversation away from their financial statements,” explains Mattson, CEO of Mattson Financial Services, LLC. “We customize everything we do for our clients. We always ask, ‘What matters the most to you in life?’ A personalized financial plan will start with an understanding of the client’s dreams, goals, desires and risk capacity. We help our clients define their goals and then craft short-, mid- and long-term individualized plans to assist in getting them where they want to be.” …Read More
Strategic Diversification Can Help Protect Clients in All Types of Markets
Jerry C. Wagner has learned much over 30+ years in the financial services industry, but one lesson stands out. “Simple passive asset allocation or buy-and-hold investing in a diversified portfolio is simply not enough to protect one’s portfolio.”
In Wagner’s experience, active management, with an emphasis on strategic diversification, is a much better way to protect clients’ portfolios during bear markets and maximize gains when times are good.
Unlike many wealth management firms …Read More
A Customized Approach to Wealth Management
A retired auto worker, in poor health, is offered a choice: keep his pension or accept a $700,000 buyout. Greg Hinkson, CFP®/AIF®, advises the client to take the lump sum. With proper planning, the lump sum can provide the client’s wife a comfortable income and leave an inheritance for his children and grandchildren.
Another couple faces a similar choice. The $500,000 lump sum is tempting, but Hinkson advises them to keep their $50,000 pension because the lump sum is unlikely to generate the same level of income. …Read More