The Johnson Insurance Law Group, LLC


Excelling in Every Aspect of Insurance Law



If nothing went wrong, no one would need insurance. Check out any day’s headlines, though. The world is filled with peril.

Risk can become reality in an industrial accident, a construction disaster, a monster storm, the loss of a vessel’s cargo in transit. Perhaps more damaging is first learning after the catastrophe the insurance policy lacked the necessary coverage. Where commerce meets the fortuity of loss, excellent professional coverage counsel is a must. …Read More

E. Bart Daniel | Attorney at Law


Where the State’s Most Powerful
Players Turn First



Few defense attorneys in South Carolina have earned a reputation quite like Bart Daniel’s. And his is hard earned, to be sure. He began building it in 1980 as Assistant State Attorney General by investigating and prosecuting white-collar crimes; less than a decade later, President George H. W. Bush appointed Daniel U.S. Attorney for South Carolina. Landmark cases such as Operation Lost Trust—the largest and most successful legislative public corruption case in U.S. history—have long been a staple of Daniel’s career. …Read More



Fueling and Capitalizing on an
Energy Infrastructure Surge


For key sectors of the U.S. economy, the news keeps getting better.

Manufacturing, for example, is enjoying a dramatic comeback. In April 2014, the Boston Consulting Group ranked the U.S. #2 among the world’s most competitive manufacturing hubs, calling it “a rising star of global manufacturing” due to low-cost natural gas and rising productivity. …Read More

MidFirst Bank


True to Your Money


Headquartered in Oklahoma City and one of the nation’s largest privately held banks, MidFirst Bank can trace its Oklahoma roots back to 1954. MidFirst is not only a local leader in business banking and commercial real estate lending, but it additionally offers strategic customized financial solutions for trust services and wealth and investment management through MidFirst Private Bank.

With personalized concierge service, MidFirst …Read More

The University of Texas at Dallas Naveen Jindal School of Management


Program Excellence, Diversity
Make Business School a Leader


This is the Naveen Jindal School of Management: a world-class post-graduate institution for full-time students and full-time professionals who want to gain business tools and use them well. The faculty – diverse, like the student body – is more than 200 members strong, and its research orientation means new concepts inform instructors’ teaching, becoming integral elements of the classroom discussion. Monica S. Powell, Ph.D., associate dean of graduate programs, sums it up this way: “We truly are the representation of a global management school in the U.S.” …Read More

McDonald, McCann, Metcalf & Carwile


Business Experience and
High Standards Get Results


Equally at home in the courtroom or the boardroom, McDonald, McCann, Metcalf & Carwile, LLP is a group of attorneys and counselors who understand the spirit of the entrepreneur and the complexities of business within the largest Fortune 500 companies to the smallest start-ups.

Rooted in Oklahoma with more than 175 years of combined experience among its 10 attorneys, the Firm has successfully litigated hundreds of cases, closed countless business deals, and has a long list of satisfied clients.  Since the Firm’s inception, it has been recognized among the top law firms in the country by Best Lawyers in America. …Read More

Tradewinds Financial Group Inc.


Plan, Preserve, Protect


When he opened his financial adviser firm in 2002, David Gaylor remembers seeing a number of new clients still numb from the latest recession.

“At the time, some people had lost half or more of their life savings. They would bring six months of unopened brokerage statements and say, ‘I can’t
deal with this any more,’ ” Gaylor recalls. “A lot of them weren’t getting a whole lot out of the traditional brokerage world. In many cases, 90 percent of their life savings had been put at risk.”

Gaylor knew it didn’t have to be that way. He founded Tradewinds
Financial Group Inc. with its primary goal to focus on asset preservation, serving the retirement needs of baby boomers and the elderly.

“I use safe and secure investments for a good-sized part of someone’s portfolio,” Gaylor says. “It’s critical to follow financial planning fundamentals.”

On the other hand, Gaylor is not a fan of traditional market mantras like a buy-and-hold strategy. “Why just wait for the market to go up or down?” he says. “It doesn’t make sense to me to lose 30 or 40 percent because someone says, ‘Hang in there, it will come back.’ We work with private wealth managers who are very proactive and will rotate cash in a time of crisis.”

Gaylor’s emphasis on asset preservation is based on his belief that “retirement is not about getting rich and hitting a home run. It’s about avoiding strikeouts. Avoid the big mistakes and you are going to have a successful retirement.”

A Legacy Financial Adviser Firm
Gaylor believes his asset preservation strategy is even more needed at a time when longevity is the greatest risk to retirement savings. He notes statistics show that for a couple who retire at 62, there is a 50 percent chance one is still going to be alive in 30 years.

“Therefore our major approach is to determine income needs, then find a way to generate income to cover basic needs and invest the rest for growth,” Gaylor says.

Gaylor, a financial planner for 25 years and a lifelong resident of Sidney, is planning for his own firm’s future. This year his daughter, Aubrey Stutz, joins the firm as an investment adviser. “She is a very thorough technician and adds a fresh perspective as well as a female point of view,” Gaylor says.

Remembering those unopened statements from clients not well served by big brokerage firms, Gaylor says his firm offers the Greater Miami Valley region from Dayton to Lima much-needed independent financial advice.

“We aren’t affiliated with a large Wall Street bank or investment firm. We don’t have anyone dictating what products are best for our clients. We honor our fiduciary duty and always work with our client’s best interests.”


100 S. Main Ave. | Suite 101B
Sidney, OH 45365

937-492-6016 |

Investment advice is offered by Horter Investment Management, LLC, a Registered Investment Adviser. Insurance and annuity products are sold separately through Tradewinds Financial Group Inc. Securities transactions for Horter Investment Management clients are placed through Pershing Advisor Solutions, Trust Company of America, Jefferson National Monument Advisor,
Fidelity, Security Benefit Life, FC Stone and Wells Fargo Bank, N.A.

The Business Wealth Preservation Group, LLC


For Privately Held Businesses,
There Is a Better Way


Why do big companies seem to get all the tax breaks? How do their executives use the tax code to get compensation, benefits and retirement perks? Why, unlike the big companies, are almost all small companies’ business assets and owners’ personal assets at risk for litigation? Are these small companies really building the kind of wealth their owners thought they would? …Read More

Lebin Financial Planning


The Psychology of Wealth Management


When it comes to wealth management, minutes matter. The right decision at the right time can mean the difference between success and failure. The “buy and hold” philosophy that so many financial advisors once followed is particularly risky for individuals approaching retirement.

“The world is changing quickly, and we have to be flexible enough to change with it,” says Scott Lebin, RFC/CWS®, president of …Read More

Huffman-Mayer Wealth Management Group


Huffman-Mayer Wealth Management Group
of Wells Fargo Advisors

Putting Clients and Community First


Clients are one thing. Clients you run into at the grocery store or at the Friday night football game are another. “If the clients aren’t completely happy with the work you’re doing for them, those chance encounters can be awkward,” says James Mayer, Senior Vice President – Investments of Huffman-Mayer Wealth Management Group of Wells Fargo Advisors. “Because our group makes a conscious effort to be visible in our community, we work doubly hard to make sure those clients are satisfied with the level of service they receive from us. Then we can relax and be as happy to see them as they are to see us. It’s part of the culture of Wells Fargo Advisors to contribute to the communities in which we work and live.” …Read More