Helping Smooth the
Real Estate Transaction Process
Bart Patterson says the key characteristic that defines the rapid success of his business, Clear Title Agency of Arizona, is trust.
Property buyers and sellers may hardly notice Clear Title’s presence at the closing table, but this means everything is as it should be, and that is what builds trust with customers.
“In a real estate transaction, a consumer is coming to the table to buy, sell or refinance property,” says Patterson, CEO. “People often …Read More
Outsourced IT Is Competitive
Edge for Small to Mid-sized Companies
Clients of Trapp Corp. are swimming with the big sharks, competing comfortably with companies many times their size, anywhere in the world, anytime.
“Having the most sophisticated technologies helps level the playing field for small to mid-sized businesses,” explains Reed Clarke, Trapp’s Vice President of Business Development. “But the cost of ownership – infrastructure, management, support, labor and the use of other internal resources – can put the best of technologies out …Read More
High-Quality Employees and Diversification Are Essential for Business Success
Managing a small business in today’s economy is by no means an easy task. And when that small company is in the defense industry – described by many as the toughest, most competitive, most cutthroat business on the planet – it’s a very challenging endeavor, says Cecilia Mata of AllSource Global Management.
How has AGM managed not only to survive but to prosper in this field during the most severe recession since 1929? “Quality employees, diversification and financial-institution support have helped us thrive,” says Mata of AGM, the company she founded in 2005. …Read More
Woman-Owned Transportation Company Expands to Include Warehousing and Fulfillment
Jennifer Jones, vice president of Faye Stewart Transportation Service, LLC, didn’t need a satellite-based navigation system to help plot her career track. Transportation was in her DNA. Both of Jones’ parents worked in the industry, and she cut her teeth at one of the nation’s largest truckload providers starting at the age of 16.
Faye Stewart Transportation Service, LLC was founded in 2001 by Faye Stewart, also a second-generation industry veteran, and Jones joined the organization three years later. With Jones’ broad experience in every aspect of the field and both women’s commitment to unsurpassed service, they were a good match. Today, Stewart’s relationship-based business model is the foundation of the company’s stability and Jones, who is responsible for day-to-day operations, is leading the company in new directions to meet the changing needs of clients. …Read More
Writing the Next Chapter on Retirement Security
“The book on baby boomers retiring hasn’t been written yet,” says Garry Madaline, president of United Retirement Advisors Group. “Thirty years from now, I’m afraid the story may be that too many retirees didn’t change their financial strategy when they left the workforce—and didn’t realize their mistake till it was too late.”
To Madaline, a boomer himself, this unhappy narrative serves as a cautionary tale for today’s pre-retirees. As a longtime financial advisor—he’s been in the business since 1979, following a six-year stint as a police officer in Philadelphia—Madaline has made it his personal mission to help retirees lay the foundation for a happier ending. …Read More
Guiding Clients Through Life’s Financial Transitions
John Hasslacher knows all about the financial changes life can throw at you. He opened Hasslacher Tax & Financial, LLC in 1987. You might recall the crash that year. It was ugly.
It was also instructive. Hasslacher describes it as a great learning curve. He rolled up his sleeves, sat with clients and helped them work through the changes this brought them. And he gained an important insight: “Whether you’re 18 years old or 90 years old, there is always a transition. The financial world is always evolving and adjusting.”
That knowledge guides his practice, and his practice helps guide clients through financial components of tough times – such as job setbacks, relocation, divorce, loss of a loved one – and toward better times. Hasslacher has the experience to act as a confidant, serve as a coordinator, develop plans and pave a path to see the client through. …Read More
Integrity in Financial Consulting
Judy Tocco, CFP®, the founder and President of Arizona-based Tocco Financial Services (TFS), admits to being obsessed with helping clients put the pieces of their financial plan together in accordance with their immediate needs and long-term goals.
“We find many people underestimate what medical costs are going to be, or they underestimate long-term care expenses,” Tocco says. “Many employers are shifting a greater share of health care costs to their employees and retirees. I am concerned about how those costs are going to continue to rise as a result of the government plan.” …Read More
Tactical Asset Allocation Strategy Seeks Prudent Growth, Principal Protection
To students of Roman history, the name Trajan instantly calls to mind the 13th emperor of the Roman Empire, a tireless soldier-leader who presided over the greatest expansion in Roman history. But for a growing number of investors in Arizona and beyond, the name means something else entirely.
Trajan Wealth LLC is an independent, full-service wealth management firm focused on growing clients’ portfolios in a prudent manner, without permanently impairing their principal. The firm was started in 2002 but became a registered fiduciary in 2011 and enjoys many long-term client relationships. …Read More
Independent Financial Advice With No Preconceptions
An elderly widow was finding it increasingly difficult to live on her own. She was overwhelmed by the logistics of selling her home, choosing an assisted living facility near her son in another state, and orchestrating a move. She turned to her advisor at Frank, Fox & Hoagstrom Financial Group, who helped with her financial needs every step of the way. “I also got her finances in order so she had no financial worries going forward,” says Cory Hoagstrom.
A family faced an unexpectedly large tax bill following the death of their widowed mother. They, too, found the financial advice they needed at Frank, Fox & Hoagstrom. As an independent firm, Frank, Fox & Hoagstrom has access to the full universe of investment options, both traditional and alternative. The advisors choose only those they are confident are in the client’s best interest. “Maximizing income while limiting risk is an important emphasis for us,” says Matthew Fox, AAMS.
“We enter each client relationship without preconceived ideas about who the client is or what they need in an investment portfolio,” says Roger Frank. “Before we make a single recommendation, we take the time to learn as much as possible about the client’s financial circumstances and needs.”
Helping individuals and families with complex financial challenges is all in a day’s work for the Nebraska-based firm. The partners bring to bear wide-ranging expertise to help clients prepare for a comfortable retirement, save for a child’s college education and meet myriad other challenges. The practice also serves businesses with 401(k) plans, group health insurance and other employee benefits. Clients benefit from the collective knowledge and diverse experience of all four partners, who routinely consult with one another.
The firm also offers life, disability and long-term care insurance and essential components of a complete financial plan.
Trusted Advisor to Women in Transition
In addition to providing guidance and products to small businesses, individuals and school districts, Mary Oestmann is a trusted advisor to many women who suddenly find themselves single due to a death or divorce. Her soothing manner is especially reassuring to those with little or no experience handling financial matters. “I recently had a client who lost both her husband and her mother within a week’s time,” Oestmann recalls. “I helped her work through some complex issues, including wading through paperwork, understanding changes in her income and outlining suggested steps to move forward with her life.”
Founded in 1996, Frank, Fox & Hoagstrom is growing rapidly, and is looking forward to serving a wide variety of clients for many years to come.
300 North 44th Street, Suite 202 | Lincoln, NE 68503 | 402-423-7505
9450 East Becker Lane, #2031 | Scottsdale, AZ 85260 | 800-378-9490
Registered representative of and securities and investment advisory services offered through Berthel Fisher & Company Financial Services, Inc. (BFCFS) member FINRA/SIPC.
Frank, Fox & Hoagstrom Financial Group is independent of BFCFS.
Independent Advisors Are Crafting the Future of Retirement Planning Industry
While the SEC continues to debate the issues of duty and integrity, some of the nation’s most experienced financial advisors are setting tomorrow’s standards for unbiased retirement planning services. Among them is an elite cadre of about 70 independent advisors who participate in an ongoing exchange – a virtual think tank. The advisors, who are affiliated with Legacy Investment Services, Inc., are evaluating and refining processes, rigorously testing emerging technologies and promoting practices that give investors unlimited access to quality investment products.
The brainchild of founder Marc G. Minor, RFC, Legacy Investment Services was established in the early 1990s. The processes he developed broke the traditional business models. He reasoned that sophisticated technology used in mega-firms to conduct independent research and stress-test portfolios was available to smaller firms as well. And, once he cohesively aligned with an independent broker-dealer, he would no longer be captive to the broker’s limited options nor would he be accountable to sales quotas. His “out-of-the-box” approach would give each client access to the entire universe of investment options. …Read More