Sage Partners, Private Wealth Management at UBS

 

TexasFinancialAdvisory063014FBTX_TEXASRY00001Competence and Caring Define Dynamic Trio’s Practice

In 2008, veteran financial advisor Allison Smoot, CFP®, CIMA®, CDFA™ had a revelation. To serve clients at the highest possible level, she reasoned, she needed to partner with people she trusted—people with integrity, a strong work ethic, complementary specialties and industry credentials on a par with her own.

Allison turned to Terri E. Yeckley, a fellow financial advisor and personal friend of 20 years, whose Chartered Financial Analyst (CFA™) certification made her an industry rarity. …Read More

Investment Management Consultants

 

TexasFinancialAdvisory063014FBTX_TEXASRY00001Giving Clients Peace of Mind Through Stable, Consistent Results During Market Volatility

David Russon, president of Investment Management Consultants (IMC), believes an important service his firm can provide is answering the question “Will I be okay” in relation to retirement planning, market volatility and other financial concerns.

“That’s a question investors ask themselves every day, and it can be complicated by the economy, market conditions and current events,” says Russon, who founded IMC with partner Rhett …Read More

The Cottonwood Group of Wells Fargo Advisors

 

TexasFinancialAdvisory063014FBTX_TEXASRY00001Tactical Asset Management Seeks Both Growth and Downside Protection

Naysayers can say what they will, but Thomas J. Pappas has never been more optimistic about the markets, the U.S. economy and the country in general. He even sees signs of improvement globally.

“It’s a great time to be invested in the market,” says Pappas, Managing Director-Investments at The Cottonwood Group of Wells Fargo Advisors and a 30+ year veteran of the financial services industry. “There really is a lot of opportunity out there.”

Still, Pappas knows firsthand that markets can change at any time. That’s why he believes strategies like buy-and-hold and “locking into a simple rebalancing program forever and not revisiting it until you hit retirement” are not appropriate in today’s marketplace.

Instead, Pappas and his team, which includes his son, Associate Vice President-Investment Officer Matthew D. Pappas, and mother-daughter financial advisors Lori Rogerson and Cydnie Callaway, follow a tactical approach to asset management, utilizing the firm’s own portfolios.
“We’re always looking for pockets of value and opportunity for our clients, both for growth and for downside protection, based on the latest research and analysis,” says Matthew Pappas. “This is an ongoing process that we believe better positions our clients to reach their financial goals; it’s a constantly evolving process. We don’t just put people on autopilot and move on to the next client.”

Forward-Looking. Entrepreneurial.
As an advisory practice of Wells Fargo Advisors, The Cottonwood Group has access to a wide range of financial products and services, with no proprietary products to sell and “greatly reducing potential conflicts of interest,” Matthew Pappas says. “We chose Wells Fargo Advisors because they’re forward-looking, entrepreneurial, technologically advanced, and are always bringing new financial products and services to the table,” Thomas Pappas adds.
More than an investment practice, The Cottonwood Group provides holistic wealth management services that encompass all aspects of clients’ financial lives, from retirement planning to life and estate investment planning to insurance and more. The firm becomes “a center of influence” for many clients, Matthew Pappas says, “a reliable point of contact,” developing many close, long-term client relationships along the way.  “Our clients call us with all sorts of questions and concerns, and we’re always happy to help.”

Pessimists are free to disagree, but The Cottonwood Group has great confidence in the future. “This is not just our opinion,” says Thomas Pappas. “We buy a lot of independent research, and the numbers bear us out.”

Cottonwood-Group-Logo-Final_OK
6550 S. Millrock Drive Suite LL-50
Salt Lake City, UT 84121 | 801-733-4443
866-570-4865 | cottonwoodgrp.com

This is a paid advertisement. Insurance products offered through affiliates.
Wells Fargo Advisors, LLC, member SIPC, a registered broker-dealer and non-bank affiliate of Wells Fargo & Company.
Investment and Insurance Products: | NOT FDIC Insured | NO Bank Guarantee | MAY Lose Value

 

Premier Plastics, Inc.

 

Utah Business Breaks the Mold in Thin-Wall Thermoforming and Custom Plastic Packaging

With the addition of a Class 10,000 clean room in 2013, Utah-based Premier Plastics marked yet another turning point in its history of innovation.

“To stay competitive, companies must continually break new ground and reinvent themselves,” says Premier Plastics founder and President Jim Holbrook. “Adding to our capabilities in this strictly regulated segment of our industry was challenging, but necessary to capture a larger share of the medical, dental and nutraceuticals packaging market.”
…Read More

Digital Financial Group

 

Reliable Transactions Beyond the Box

In the clothing business, having the right merchandise in stock is critical. If a retailer does not have the right item, the customer will go elsewhere. With that in mind, a certain shoe manufacturer needed to speed up its invoicing system with hundreds of stores nationwide. The company turned to Utah-based Digital Financial Group (DFG), a leading credit card processing company, for a solution.

“We developed a real-time invoicing system where retailers could pay the manufacturer by credit card online,” says President Cory Gray. “There is no more waiting for a check to clear. Now, retailers can get shoes delivered in two days instead of 10.” …Read More

BidSync

 

Finding and Responding to Government Bids: An Often-Overlooked Business Strategy

The timing couldn’t have been better or more daunting when Sabrina Stover joined BidSync, a cloud-based, end-to-end procurement and bid notification service. The year was 2008, and a global financial crisis had all but paralyzed commerce and industry. Simultaneously, significant shortfalls in revenues were forcing local and state governments to provide services to more people while using fewer resources.

With an impressive suite of highly effective “software as a service” (SaaS), e-procurement and bid notification solutions, BidSync was well positioned to help government and military purchasers identify and negotiate with vendors and to provide businesses with an even playing field where they could compete for public-sector contracts. The company seized the opportunity, adding a wider range of solutions and recruiting hand-picked talent from across the country. …Read More

Molding Box

 

Unleashing the Potential of Online Retailers Large and Small

Entrepreneurial success begins with restless creative energy and the seed of an idea. Once that seed has germinated, branched out and begun bearing fruit in the marketplace, it needs lots of TLC—i.e., concrete goals, well-defined plans and disciplined execution.

Molding Box, Salt Lake City’s award-winning provider of warehouse, order fulfillment and direct-to-consumer shipping services, grew from tender shoot to towering tree at breathtaking speed. In 2005, founder Jordan Guernsey began serving a handful of Internet retailers from his parents’ basement; five years later, Molding Box debuted at #71 on the Inc. 500 list after growing an astounding 3,384 percent over a three-year period. Today, still young but firmly rooted, Molding Box is turning to tried-and-true business principles to both fuel and facilitate its ongoing expansion. …Read More

SwipeClock

 

A Simple, Affordable, Web-Based Timekeeping Solution

For the third consecutive year, Utah ranks first in the nation on Forbes’ list of the Best States for Business and Careers. Contributing factors for this recognition include Utah’s thriving tech market and a highly talented workforce.

Among Utah’s business leaders is SwipeClock, a technology company and developer of “Simple, Affordable Timekeeping Solutions” for the payroll and human capital management industry. Since 2000, SwipeClock has been best known for its user-friendly, Web-based timekeeping solution used by industries and employers across North America through a network of resellers in the payroll industry. …Read More

Clearlink

 

Firm Raises the Bar for Full-Service Marketing Agencies

Outdoor enthusiasts, drawn to Utah’s diverse and breathtaking landscape, have flocked to make their home in the “Beehive State” for years. Recently recognized as one of the best states for business, Utah has also attracted an array of skilled technologists, marketers and sales professionals who have come not only to build their career.

 

 

…Read More

Verisk Health

 

Solving Healthcare’s Problems Through Technology

It is estimated that the U.S. spends more than $2.5 trillion on healthcare. A big number but no longer a surprising one.  What is surprising is that $765 billion is completely avoidable if organizations could easily identify, manage and mitigate risk; increase fraud, waste and abuse prevention; and if they could address inefficiencies in scheduling, testing, claims coding and billing. Enter Verisk Health.

Increasingly, employers, healthcare providers and payers are turning to Utah-based Verisk Health for solutions. One of the fastest-growing companies in its field, Verisk Health combines data analytics with clinical healthcare expertise to help clients manage risk, improve healthcare quality, reduce healthcare costs and deliver better healthcare. …Read More