Gulfstream Business Bank

High-Touch Banking Partner
in Sync With Area Businesses Gulfstream Business Bank
“Florida’s Business Bank”sm

In the banking industry, bigger doesn’t necessarily mean better resources, capabilities and expertise. In fact, smaller community banks often yield sizable advantages. What they lack in physical branch numbers, these local niche operators make up for in concentrated talent and a laser-like niche focus on serving select clientele.

Hence the stunning success of locally owned and operated Gulfstream Business Bank, founded in 1999 with the express purpose of serving southeastern Florida’s business and professional community. Now a $550 million enterprise, Gulfstream Business Bank is dedicated to providing business owners, affluent investors, professional practices and property associations with relationship-based banking and investment services designed just for them.

World-Class Banking for Busy Professionals

Prior to founding Gulfstream Business Bank and assembling its board of directors and senior management team, President and CEO John E. Tranter spent two decades at a large regional bank—what he calls an “all-things-to-all-people” bank. Tranter and his new colleagues had a different vision for Gulfstream Business Bank: a “high-touch, low-volume” institution committed exclusively to business and professional banking. “Many banks start out with a business banking or niche focus,” Tranter explains. “Then they branch out, expand their offerings, and lose sight of their original mission. While our assets have grown, we’ve purposefully stayed with just four banking centers. We do most of our business by phone, Internet, courier or remote deposit capture. Business owners’ and professionals’ banking needs have always been, and always will be, our driving force.”

Business Experts With Local Roots

A Delray Beach native who moved to Sewall’s Point in 1992, Tranter has deep roots in southeastern Florida, as do Gulfstream Business Bank’s board members and senior managers—many of whom are business owners and entrepreneurs themselves. Each market team of banking professionals understands the complex issues facing area business owners and has the knowledge and authority to expedite the local financing approval process and to solve problems quickly, without layers of corporate bureaucracy and delay.

“I believe most businesspeople would prefer to bank with a local institution,” Tranter says. “But once they get here, the Bank must be able to perform—to deliver a knowledgeable team and a competitive product. This is how we’ve made our mark.”


Martin County 772-426-8100
North Palm Beach County 561-354-4200
South Palm Beach County 561-665-4200
St. Lucie County 772-408-5940