Purpose-Driven Retirement Planning
Good retirement portfolios grow. Great ones grow strategically.
Gar Blake McCray, a financial advisor specializing in the senior market, is challenging traditional thought in retirement planning. He’s unscrambling the nest egg.
Most advisors traditionally use a client’s time horizon and other factors to create a portfolio that guides all investment recommendations into one asset allocation model. McCray contends clients should be dividing monies into separate categories to accomplish different purposes. …Read More
Putting the Pieces Together to
Create a Custom Fit for Clients
Jones & Associates Premier Financial Solutions
David Herstle Jones III sees today’s volatile financial world as a puzzle, one that he and his team are positioned to solve by building relationships, financial
solutions and security through honesty, integrity and service.
The team at Jones & Associates Premier Financial Solutions keeps the client at the center of the process, says Jones, the firm’s president and founder. …Read More
Your Financial Advisor Should Work for You
If you don’t know how much you’re paying for financial services, you’re probably paying too much.
“Unfortunately, finding out how much money you leave on the table is extremely difficult. Fees are often hidden, and brokers can be compensated with generous gifts, trips and other benefits you won’t find detailed anywhere on your statements,” explains Jim Cantrell, CFP®, founder and owner of Financial Strategies, Inc. in Brookfield, Wis., an area where an estimated 77 percent of SEC-registered Investment Adviser Representatives are brokers. “Brokers are employed by brokerage firms, not the investor.”
Cantrell is among a dedicated class of advisors whose compensation comes entirely from fees, not commissions or soft dollars. The 24-year veteran of the financial services industry is active in leadership with the National Association of Personal Financial Advisors (NAPFA), the largest organization of fee-only financial professionals in the world. …Read More
The Personal Side of Money
There are few things as personal as money, yet so much of financial management seems cold and impersonal. Bob Kenny, first vice president-financial advisor at RBC Wealth Management in Omaha, Nebraska, believes it is necessary to first understand the client, and for the client to get to know him, before thinking about the numbers.
“I work with a wide range of clients, including those who are preparing for retirement and younger ones who want to get an early start,” he says. “Many people who come to see me for the first time haven’t heard from their advisor in two years. I personalize my approach to each of them. I want to understand who and where they are on their financial journey. Regardless of the size of the account, I have regular contact with my clients throughout the year.” …Read More
Financial Advice, One Business Family to Another
Financial advisor Regan Rohl’s clients inspire him. “We work primarily with entrepreneurs – risk takers who are energizing our economy,” he says. “It’s our job to help make sure they’re not taking unnecessary risks with their personal assets
and business plans.”
Rohl, who began his financial planning career 25 years ago, founded
Dakota Group Wealth Management and feels a special kinship with entrepreneurs. Growing up on a farm, he now operates his own farm and raises Arabian horses, giving him firsthand experience within the agricultural sector. In addition to Dakota Group, an investment practice with hundreds of millions of dollars in assets under management who clears through Wells Fargo Advisors Financial Network, Rohl and his family own several small businesses in the Upper Midwest. …Read More
A Premier, Client-Focused Wealth Accumulation and Preservation Firm
Independence Wealth Strategies, an Office of MetLife
Success most often grows from a well-thought-out course of action. Independence Wealth Strategies is an excellent example of that.
This Pennsylvania-based estate and financial planning firm, born of a merger of three organizations, set out to define and develop a vision. At the end of the process, the new firm had identified both a key vision – to be the premier resource for wealth accumulation & preservation for the clients it serves – and the way forward – focusing closely on those customers. …Read More
Trust and Team Are Keys to Firm’s Longtime Success
The team at S.J. Prill Financial & Investment Planning, Inc., takes pride in making clients feel spoiled. With three advisors and two client-care representatives, the practice puts a premium on long-term relationships.
“We want to exceed clients’ expectations,” says Vance Garwood, a Certified Financial Planner. “The advice, the attention to detail, and the honesty and integrity we practice every day are what we believe sets us apart.”
Many clients have come to S.J. Prill as referrals, which speaks to the firm’s proven track record and reputation for being trustworthy and customer-centric. The advisors—Garwood, Shane J. Prill, CFP®, and Harry Cumberland, MBA—ensure that clients make smart decisions with their finances based on time-tested approaches. …Read More
Serious Investors Seek Stable Retirement Income
The specter of the economic crash of 2008 looms in the minds of investors approaching retirement. The real trick in retirement planning is navigating the transition from the accumulation phase to the preservation and distribution phases.
“A perfect storm is brewing. Higher taxes, higher interest rates and rising inflation appear inevitable and threaten the value of savings, CDs, managed accounts and annuities,” says advisor and financial investment practitioner Navi J. Dowty, CFA. “The question is not whether your retirement portfolio will experience another major crisis, or even when, but what to do about it.” …Read More
Local Advisor Helps Clients Invest Soundly, Plan Wisely
For pre-retirees and retirees in West Central Michigan who could use professional financial advice from a seasoned industry veteran, they need look no further than their own backyard.
Lynn Reed Jr., president of Reed Financial Services, Inc. and a proud native of this part of the state, has been immersed in the twin realms of investments and financial planning for the past three decades. He takes great pleasure in helping his neighbors bring order to their financial lives, recommending comprehensive, …Read More
Simple Strategies for a Successful Retirement
Wealth Manager Norman Watts
There’s no shortage of advice on how to retire successfully. Indeed, anyone who regularly surfs the Web or follows the news can easily suffer from a surfeit of advice, much of it contradictory and confusing.
Still, Norman Watts’ recommendations are well worth paying attention to. Over the past 45 years, Watts, a Five-Star Wealth Manager and the president and founder of Watts Investments, has not only helped hundreds of individuals enjoy a secure retirement, he has spent a great deal of time observing various retirement systems across the country, and pondering what works and what doesn’t. …Read More