Comprehensive Wealth Management With Multigenerational Planning
For us, life planning means more than providing our clients with investment advice. It means helping them maintain the financial independence they have worked their lives to achieve. It means striving to ensure they have the means to pursue what is most important. It means understanding each client’s unique goals, values and circumstances to determine the strategies we will develop on their behalf.
Our consultative process begins with an in-depth discussion of current finances and future objectives. We address issues the client might have overlooked that can have a significant impact on their ability to retire as planned. Finally, we will suggest how to adjust the investment strategy to accommodate changing conditions and meet any unforeseen expenses and income demands that may arise during retirement.
Theo has 30 years of broad-based experience in the investment management and wealth advisory business. She started her career during the 1980s, as a trader of foreign currencies, gold and silver, subsequently acting as the municipal bond coordinator for one of the largest San Francisco offices. In the 1990s, she ran an equity portfolio and coordinated the Branch Investment Consulting Services. Currently, Theo is Senior Vice President of Institutional Sales with The Schwabacher Group, concentrating on investment management consulting services to affluent families. Her comprehensive planning strategies include investment policy formulation, asset allocation, manager search, performance monitoring and due diligence.
Educating women is one of Theo’s core beliefs. “Being self-sufficient when it comes to your finances is the key ingredient to survival in an ever changing global environment,” she says. To support the education of women, she established the Women’s Intelligence Trust (WIT), providing daylong forums for the exchange of ideas. Women in finance, health and technology come together to discuss cutting-edge topics in their respective fields.
Theo’s personal philanthropic commitment includes lending her business and financial expertise to many boards in San Francisco. She is currently a member of the Audit and Finance Committees of the Board of Trustees of the Bay Area Red Cross and holds advisory positions with the Belizean Grove, Forward Funds and the SF/Golden Gate Complex Diversity Council for Morgan Stanley. She also serves as the co-chair for the Northern California chapter of Women Corporate Directors and sits on the Advisory Board for Women Corporate Directors in New York. Past board positions include the San Francisco Cancer Society, San Francisco Mental Health Association, Merola and the San Francisco Opera Board.
In 2007, Theo was named to both the Barron’s Top 100 Women Financial Advisors in the United States and the San Francisco Business Times’ Bay Area’s top 25 Women Wealth Advisors. In 2011, the National Association of Professional Women honored Theo as Woman of the Year.
The Schwabacher Group at Morgan Stanley
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Theo Schwabacher is a Financial Advisor with the Wealth Management division of Morgan Stanley in San Francisco. Although Theo Schwabacher has compensated Forbes to have her profile promoted in its publication, it is not a solicitation nor intended to provide individually tailored investment advice. The strategies and/or investments referenced may not be suitable for all investors. The views expressed herein are those of the author and may not necessarily reflect the views of Morgan Stanley Smith Barney LLC, Member SIPC. This article is directed to residents in the states where Theo Schwabacher is registered. For more information, please view Theo Schwabacher’s individual website.